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Welcome to IDOFHA.com

Your source for FHA Financing

We specialize in new FHA loans and FHA refinance loans. These HUD loans let you buy or refinance with a low down payment. By not having income limitations or credit scoring, many people will qualify for a HUD home because they can afford the monthly mortgage payments and have reasonable credit.

Many of those seeking FHA mortgage loans are pleased to learn that the FHA is quite interested in teaching borrowers about their rights. Did you know you have the right to know the reasons for being declined on a loan? FHA guidelines are written to help both the lender AND the borrower through the process. You have the right to know specific details about your loan and have all terminology you don’t understand completely explained to you. Your FHA home should be funded with a complete understanding of what you are required to pay and when. Never deal with a lender who is unwilling to explain the full contents of the loan and the meanings of terms and clauses you may have difficulty grasping.